NiyoX - Digital Banking 3.8.9

NiyoX - Digital Banking 3.8.9

Finnew Solutions Pvt. Ltd. – Freeware – Android iOS
Latest Version
3.8.9
Safe to install

NiyoX: Revolutionizing Your Banking Experience

Peter Salakani

NiyoX offers a seamless and innovative digital banking solution that caters to the needs of modern consumers, enabling convenient financial management through its user-friendly app.
2025 Editor's Rating

What is NiyoX, and what does it offer?

  • NiyoX is a simplified banking solution.
  • Opening a digital savings account with NiyoX is fast, efficient, 100% paperless, and can be done from anywhere.
  • With NiyoX, you get the best interest rates on savings and free online fund transfers.
  • NiyoX offers zero Account Maintenance Charges, 0% commission on Mutual Funds investment, and up to 7.8% interest p.a. on your savings.
  • Get Personal Loans quick and 100% digital (Beta Rollout)
    • Tenure: 90 days - 36 months
    • Interest rate: 16-36% p.a.
    • Processing fee: 2.5-5% of loan amount with min. processing fee of {1000 + 18% GST}
  • Example:

    • Loan amount: 750,000
    • Tenure: 12 months
    • Interest rate: 22%
    • EMI amount: 74,680
    • Total interest payable: 76,160
    • Processing fee (incl. GST): 71,475
    • Disbursed amount: 748,525
    • Total amount payable: 756,160
    • Total cost loan: 37,635
  • NBFC Declaration: NiyoX acts as a platform for the NBFCs licensed by the RBI.

What sets NiyoX apart in terms of banking convenience?

  • NiyoX is designed to make banking quick and easy, simplifying complex financial jargon.
  • We provide an intuitive, easy-to-use app offering Savings account(s) and investment options.
  • We prioritize simplicity, safety, and smart solutions, putting you in charge of your finances.

Can you highlight some key features of NiyoX that make it stand out?

NiyoX excels in providing:

  • Digital Account with exceptional rewards
  • Virtual Debit Card for online transactions
  • Card locks and limits for expense control
  • A ZERO forex markup card for international transactions
  • Exclusive onboarding deals and regular rewards
  • The Wave feature to protect your account balance
  • In-app support and a Niyo Community forum for assistance and feedback

How easy is it to open a NiyoX Savings Account?

  • Opening a NiyoX Savings Account is simpler than roasting papad! All you need is a PAN and Aadhaar.
  • Just download the NiyoX App, enter your details, and start managing your finances effortlessly.

What benefits can I expect with a NiyoX Savings Account?

  • Zero balance requirement
  • Zero commission on Mutual Funds Investments
  • Up to 7.8% interest on your savings
  • Digital Account with exceptional rewards
  • ₹5 lakh insurance for your funds by DICGC

How does NiyoX provide digital banking services with a human touch?

  • NiyoX brings the entire world of banking to your smartphone, eliminating the need for physical branches, queues, and paperwork.
  • We provide 24/7 support, strong encryption protocols to secure your funds, and a seamless digital banking experience.
  • NiyoX takes permission to access your SMS to customize personal finance insights. It includes bank balances of savings accounts too.

Terms and Conditions:

  • https://static.goniyo.com/legal/Terms_conditions.pdf

How does NiyoX ensure the safety of my money and transactions?

  • Your funds are securely held in your Banking partners, trusted by millions.
  • NiyoX uses robust encryption protocols to protect your financial assets, even though there are no physical branches.

Discover banking simplified with NiyoX - your modern banking companion. You can reach out to our team at: [email protected]

Overview

NiyoX - Digital Banking is a Freeware software in the category Business developed by Finnew Solutions Pvt. Ltd..

The latest version of NiyoX - Digital Banking is 3.8.9, released on 12/29/2024. It was initially added to our database on 11/22/2023.

NiyoX - Digital Banking runs on the following operating systems: Android/iOS.

NiyoX - Digital Banking has not been rated by our users yet.

Pros

  • Offers high interest rates on savings accounts compared to traditional banks.
  • Provides a seamless and user-friendly digital banking experience.
  • Offers various features like wealth management, expense tracking, and investment options.
  • Provides 24/7 customer support.
  • Easy and quick account opening process.

Cons

  • Not available in all countries.
  • Limited physical branch locations for in-person assistance.
  • May have limited integration with existing financial tools or platforms.
  • Possibility of encountering technical glitches or issues due to the digital nature of the service.

Peter Salakani

Peter Salakani

I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.

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